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BNM to consult on rules governing financial contracts through November 16, 2026

The consultation begins on November 2 and concerns the recording of financial contracts and clauses recognising resolution powers.

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Economy

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A customer waits at the counter of a bank branch in Chișinău.
A customer waits at the counter of a bank branch in Chișinău.Imagine generată cu AI · COMUNICA.MD

Credit institutions and other entities specified by law are covered by a draft on financial contracts, which the National Bank of Moldova (BNM) will put out for public consultation starting November 2, 2026. According to BNM, proposals may be submitted by November 16, 2026.

In brief

  • The National Bank of Moldova will launch a public consultation on the draft concerning financial contracts on November 2, 2026.

  • According to the National Bank of Moldova, the draft aims to align national rules with the European Union framework.

  • BNM is accepting recommendations on the draft by email, by phone or at the institution’s offices until November 16, 2026.

What areas does the draft cover?

The draft concerning financial contracts covers the information that must be kept in detailed records of contracts and clauses recognising resolution powers. BNM says the document was drawn up to transpose certain delegated regulations of the European Union.

  • A minimum set of information on financial contracts and the circumstances in which these records must be kept.

  • Contractual recognition of write-down and conversion powers.

  • The content of contractual clauses recognising suspension powers in resolution.

Who would be required to apply the provisions?

The provisions of the draft would apply to BNM, credit institutions and the entities referred to in Article 1(1)(b), (c) or (d) of Law No. 232/2016. The document presented by BNM is a draft decision of the Executive Committee proposed for public consultation, not a decision announced as having already been adopted.

How can recommendations be submitted?

Objections, suggestions and recommendations on the draft may be sent to drb@bnm.md or submitted by phone at 022 822 205. BNM also accepts proposals by post at its offices at 1 Grigore Vieru Boulevard, MD-2005, Chișinău municipality.

The draft decision and the explanatory note can be consulted on BNM’s website or at the institution’s offices. The deadline announced for submitting comments is November 16, 2026.

Questions and answers

When does the public consultation begin, and what is the deadline for proposals?

The public consultation begins on November 2, 2026. Proposals may be submitted until November 16, 2026.

Where can recommendations be sent?

Recommendations may be sent to drb@bnm.md, submitted by phone at 022 822 205 or mailed to BNM’s offices at 1 Grigore Vieru Boulevard, MD-2005, Chișinău.

Sources

  1. Banca Națională a Moldovei — Proiectul HCE al BNM „Regulamentului privind contractele financiare și clauzele de recunoaștere a competențelor de rezoluție” (data-limită de prezentare a recomandărilor și propunerilor - 16.11.2026)

Written with AI assistance from the official sources above and checked by the editors.

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